Have a baby is one of the most exciting and slightly terrifying times in a couple’s life. You go over baby names, what color to paint the nursery and go shopping for the cute clothes with sayings on them. This is all fun stuff. Remember life is about to change completely. It is important to […]
Read MoreAuthor: Robert Keller
Moving Into a New Home Checklist
You have finally decided to take the plunge and buy your first home. Moving into your new home is a big life change. There are still things to do after you sign the papers saying the home is yours. We came up with a list that every new homeowner should check off to get you […]
Read MoreLiquor Liability Insurance: Do All Business Owners Need It?
If you own a restaurant, bar, or nightclub you most likely serve alcoholic beverages. If you own a business and you invite clients to an open house on your premises and serve alcohol; an intoxicated customer can cause damage or gets injured on your premise after being served alcohol, you can be held liable. To […]
Read MoreLaundry Pods: A Hidden Danger
When we think of laundry, we usually think of it as dreaded chore or maybe you think of fresh sheets, but you usually don’t think of danger. In the last few years, laundry pods have grown in popularity because they are convenient. However in the hands of a young child they can be fatal. In 2016, […]
Read MoreStaying Cool During a Power Outage
In the summer months, power outages can be more than an inconvenience – it can be very dangerous, especially if you do not have a game plan to keep cool and minimize risks. We have complied a list of tips that will have you create a game plan, stay safe and maintain your cool. We […]
Read MoreKeeping You and Your Yard Safe This Summer
For many of our neighbors in the Chicagoland area, summer means more than sunshine and vacations. It also means working in their yard – often with tools that can be dangerous if not used properly. The U.S. Consumer Product Safety Commission (CPSC) estimates about 230,000 people each year are treated in hospital emergency rooms for […]
Read MoreFive Motorcycle Safety Tips
Be Prepared. Be Protected. You’re no kid and that’s no 10-speed. To stay safe, you need complete command of your motorcycle and the best safety gear you can get. Next time you’re heading for the highway, keep in mind these helpful motorcycle safety tips. 1. Use Safety Gear Your motorcycle insurance policy covers up to $3,000 in custom […]
Read MoreDon’t Shortchange Your Retirement
You finally did it. You finally said “I’m done working.” Now that you are able to relax and do things you enjoy, you may be wondering if you have enough money to maintain your living standards. According to the National Retirement Risk Index from The Center for Retirement Research at Boston College, approximately 52% of […]
Read MoreYour Home-Based Business Needs a Small Business Policy
If you are a new or veteran home-based business owner, you may believe that your homeowner or renter’s insurance policy give you protection on your business. Most homeowner and renter’s insurance policies offer little to no coverage for business-related losses. A homeowner’s policy is not designed to cover business losses. Most policies cover a small […]
Read MoreGeneral Liability and Workers Comp Audits: Ways to Make Them Run Smoothly
As a business owner, you may not see the benefits of premium audits, but they are just as important to you as they are to your insurance carrier. Business policy premiums are based on the amounts of payroll, sales and other costs that you are reasonably expected to have when you are first issued your policy. […]
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