Your Home's Inventory List
We understand that purchasing insurance can be overwhelming. The definitions, conditions, coverages, exclusions and endorsements can cause confusion and give you a headache. Purchasing insurance isn’t that exciting either, but imagine your life without it.
Imagine if you lost everything you own to a fire and not having insurance to help get your life back on track.
According to CoreLogic’s Residential Cost Handbook, about 64% of homeowners don’t have enough insurance. Worse, their homes are underinsured by an average of 27%.
Have you ever thought about what it would cost to replace every item in your home?
- How many coffee cups are in your cabinet?
- How many books are on your bookshelf?
- How many DVDs are in your collection?
- How many pairs of jeans do you have in your dresser?
It is time for a Home Inventory List
Insurance 101
Actual Cash Value: Coverage for your home and belongings at the cost to repair or replace the damaged property, minus depreciation.
Replacement Cost: coverage for the cost to repair or replace your home and belongings.
Extended Replacement Cost: extra coverage to rebuild your home, up to 120% or more of the limits on your policy.
The R.C. Keller & Company Difference
We work with multiple carriers, which gives us options to find the carrier that best fits your needs.
We are insurance experts, we can help you get the protection you need.
We understand that sometimes the easiest way to buy insurance is online and the last thing you want to do is talk to someone on the phone, but we also know that what you really don’t want is to find out your cheap insurance (that you bought online in 10 minutes) isn’t going to cover he damage caused by a storm or fire. Our job is to help you understand the risks involved and help you make educated decisions.