Your car’s glovebox isn’t just a great spot to keep snacks or extra napkins, it’s also a handy spot to keep your important documents. You never know when you might be pulled for a routine traffic stop or get into an accident with another driver, so it is important to keep the following documents in […]
Read MoreNew School Year – New Teen Drivers
Learning to drive is a very exciting and terrifying moment for teenagers, and soon the roads will be filled with new teen drivers. Many teens can’t wait for the open road, the windows rolled down and the music blasting, but before they get to the point of burning rubber, there are few hoops they will […]
Read MoreReplacement Cost v. Market Value: What’s The Difference?
Question: What affects the cost of your insurance policy: your home’s market value or replacement cost? Answer: Replacement cost. What Is Replacement Cost? Many people think that home insurance should match their loan amount or what the real estate market deems their home worth. If your home was destroyed, your home insurance coverage should be […]
Read MoreWhat You Need To Know About Home-Sharing & Your Insurance
There are about four million homeowners that are part of the home-sharing community of Airbnb. If you are one of these homeowners, renting your home or other property for any length of time, you need to make sure you are protected properly. When you talk to an independent insurance agent, like R.C. Keller & Company, […]
Read MorePlan Your Next Road Trip Vacation
Summer is upon us and if you are planning a trip, a little advance planning can go a long way toward making your vacation safe and fun for everyone involved. Having the right auto insurance can help you stress less too. Here are some tips to keep you organized and prepared for whatever may come […]
Read MoreGrilling Season Safety Tips
While grilling can be a year-round activity, grill usage – as well as grilling accidents and fires – spike in the summer months, especially around the summer holidays, Memorial Day, Father’s Day, 4th of July and Labor Day. We would like to go over some of the dangers of grilling, causes of grill fires and […]
Read MoreHome Insurance Policy Reviews
Insurance is important, so it should not be one of those things you set and forget. Reviewing your insurance policies can be overwhelming if you don’t know where to start. While the best course of action is to have a conversation with your insurance agent, we wanted to provide a few high-level examples of what […]
Read MoreUmbrella Coverage For Your Business
If you are a business owner, you don’t need another reason for a sleepless night, but here’s a big one: in our experience, nearly 80% of businesses are not covered against potentially business-ending lawsuits and catastrophic losses. This is because most businesses fail to add commercial excess and umbrella insurance to their business package policy. […]
Read MoreTeen Safety Tips For Prom And Graduation
The Dress, The Tux, The Date, The Hair, The Music and what to do after…all things that are on your teen’s mind before the infamous prom night. Driving is usually not an important thought on your teen’s mind, but for you as their parent, it can be a huge worry. Many parents often overlook the […]
Read MoreSummer Travel Safety Checklist
Summer is a great time to take a vacation or weekend trip, which also means more cars, campers, motorcycles and motor homes are on the road. This can increase the potential for a problem or an accident to occur. Simple preparations can help protect you and your car when you are traveling. So as you […]
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