Hi there, We wanted to give you an update of what is happening on the insurance side of things for the COVID-19, better known as the Coronavirus. Many are asking if Business Income or Business Interruption Coverage would cover a loss of business due to the Coronavirus. The short answer is “no”. In order for […]
Read MoreWhy Don’t You Have Life Insurance?
What is the real reason holding you back from purchasing life insurance? Are you like most Americans who don’t have it, but say they know they need it? A study from Life Happens and LIMRA shows that while 85 percent of the study respondents agree that most people need life insurance, only 59 percent say […]
Read MoreBrain Injury Awareness in Sports
The Brain Injury Association of America (BIAA) has proudly led the nation in observing Brain Injury Awareness Month by conducting an awareness campaign in March of each year. Coaches of every school athletic team and every extracurricular athletic activity should be trained to recognize the signs and symptoms of brain injury, says the BIAA. This […]
Read MoreFive Ways to Manage Commercial Property Risks
While you are on the hunt for a new space for your business, finding the right space requires the close consideration of several factors, like neighborhood, traffic, safety and compliance concerns. When you are going over your options, keep in mind that certain qualities of a particular space may increase your risk and impact […]
Read MoreWill a Homeowners Insurance Claim Negatively Affect You?
Before making a claim, you should call your insurance agent. Being a homeowner, you know there are things that may breakdown or get damaged. There is a difference between regular maintenance and needing to file a homeowners insurance claim. Filing a homeowners claim can negatively affect you and may even lead to a non-renewal of […]
Read MoreDifference Between Actual Cash Value and Replacement Cost
The insurance industry can be tough to understand, that is why you must hold an insurance license to sell it. For consumers, understanding a few key terms will allow you to pick the coverages that are right for you and your situation. This starts with identifying the difference between actual cash value (ACV) and replacement […]
Read MoreWays to Protect Yourself from Identity Theft
According to the Insurance Information Institute, the number of consumers who fell victim of identity fraud was 14.4 million in 2018. Even though this number is lower than years past, these victims bore a heavier financial burden; 3.3 million people were responsible for some of the liability of the fraud committed against them. Identity theft […]
Read MoreInsurance Deductibles – How Do They Work?
Not everyone knows the ins and outs of insurance; so if you are wondering how your insurance deductibles work, that’s ok, we are going to explain that in this post. What is a deductible? An insurance deductible is the amount you, the insured, pay before any claim is paid by your insurance carrier. Depending on […]
Read MoreLet’s Get Organized!
January is a time for a new beginning and setting personal goals. The National Association of Professional Organizers (NAPO) has named January “Get Organized & Be Productive (GO) Month”. Getting organize can seem like a daunting and overwhelming task for many of us. The list of things to be organized seems so reasonable at the […]
Read MoreStuck at the Airport? Ways to Stay Sane
Traveling at the holidays is what you do to see your family and friends. Unfortunately, the winter season also brings snowstorms and other adverse weather conditions that can make travel challenging. Winter storms often cause flight delays or cancellations that can throw your planned trip off and have you stuck at the airport for hours. […]
Read More