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Why You Should Consider Equipment Breakdown Coverage

You own a home and consequently have a homeowners insurance policy. This is the minimum amount of coverage you should have for this important asset. Equipment breakdown coverage is an additional, inexpensive endorsement that is meant to cover household appliances that stop working in a case of electrical or mechanical failure. A standard homeowners policy […]

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Operating Your Business During COVID-19

In today’s crazy world we are seeing so much more cyber hacks and all types of Cyber crime. The endorsements added to most business policies just aren’t enough to cover the exposures and the limits any more. As a result, we are recommending to all of our commercial clients that they seriously look at a […]

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Are Auto Insurance Carriers Giving Refunds Due To COVID-19?

You have heard the rumors that auto insurance companies are giving refunds because of our current COVID-19 pandemic. Insurance companies are offering refunds because most of us are using our vehicles less during the state mandated shelter in place orders. Most companies are referring to them as their Shelter In Place Rebate. This make sense; […]

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Brain Injury Awareness in Sports

The Brain Injury Association of America (BIAA) has proudly led the nation in observing Brain Injury Awareness Month by conducting an awareness campaign in March of each year. Coaches of every school athletic team and every extracurricular athletic activity should be trained to recognize the signs and symptoms of brain injury, says the BIAA. This […]

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