Your roof is the first line of defense against a disaster striking your home. Many homeowners have been pushing their roof’s age to the limit. Some homeowners are trying to use their insurance policies to perform basic maintenance on their home. Aging roofs impact more than just one family’s insurance policy – it can affect […]
Read MoreCategory: Home Insurance
Surviving Current Insurance Trends
As many of you may know, all of us are noticing a considerable increase in insurance rates this year. Not only that, but with firmer underwriting restrictions on driving records and property coverage, we would like to give you some guidance on surviving these current insurance trends. Soft Market vs. Hard Market Like everything, the […]
Read MoreInsurance for your New Jewelry
Did you get something expensive for the holidays or for Valentine’s Day? If you received jewelry for the holiday or Valentine’s Day, it is important to give your insurance agent a call. This will ensure that your new valuables are properly covered, with the correct jewelry insurance policy. The best time to call your insurance […]
Read MoreReplacement Cost v. Market Value: What’s The Difference?
Question: What affects the cost of your insurance policy: your home’s market value or replacement cost? Answer: Replacement cost. What Is Replacement Cost? Many people think that home insurance should match their loan amount or what the real estate market deems their home worth. If your home was destroyed, your home insurance coverage should be […]
Read MoreWhat You Need To Know About Home-Sharing & Your Insurance
There are about four million homeowners that are part of the home-sharing community of Airbnb. If you are one of these homeowners, renting your home or other property for any length of time, you need to make sure you are protected properly. When you talk to an independent insurance agent, like R.C. Keller & Company, […]
Read MoreHome Insurance Policy Reviews
Insurance is important, so it should not be one of those things you set and forget. Reviewing your insurance policies can be overwhelming if you don’t know where to start. While the best course of action is to have a conversation with your insurance agent, we wanted to provide a few high-level examples of what […]
Read MoreTips For Hiring a Nanny
Making sure you have a nanny or au pair that is right for your family is essential for peace of mind for everyone’s safety. Here are some tips to help you shift through the nanny candidates for your family: Write up a job description When you first realize your family will need childcare support, you […]
Read MoreSolar Panels and Home Insurance
The demand for clean and renewable energy is growing rapidly. There are more installation and financing options available for solar panels, homeowners are seeking environmentally and economically ways to power their homes. Before taxes an installed rooftop solar energy system can cost between $15,000 and $25,000, according to Center for Sustainable Energy. Being able to […]
Read MoreBig Headaches Caused By Little Insurance Things
You called R.C. Keller & Company and we found you a new insurance carrier with coverage to protect your things at a great price. After all the back and forth for a bit, it’s easy to take a fix-it and forget-it approach when maintaining your policies. In the long run, this could lead to trouble. […]
Read MoreNewly-Wed Financial To-Do List
Congratulations on your marriage! We are sure your wedding was beautiful, exciting and full of activities. Now that your honeymoon is over, we would like to discuss some important financial to-dos. Shared Banking Accounts There is a lot to do: update your drivers license, social security card, your passport, bank accounts and credit cards. It […]
Read More