We continue to get questions regarding insurance rates increasing, and instead of avoiding the question, we thought we’d address it. Keep in mind this important fact, insurance companies must have their rates approved by the state insurance commissioner. This means for any rate increase; it must be justified and approved. Contrary to popular belief, insurance […]
Read MoreCategory: Business Insurance
Umbrella Coverage For Your Business
If you are a business owner, you don’t need another reason for a sleepless night, but here’s a big one: in our experience, nearly 80% of businesses are not covered against potentially business-ending lawsuits and catastrophic losses. This is because most businesses fail to add commercial excess and umbrella insurance to their business package policy. […]
Read MoreShould I Insure My Home-Based Business?
For the budding entrepreneurs and business owners, starting a home-based business has a lot of perks, like being able to make your own hours and saving money on renting a workspace. While there are many factors that go into maintaining a successful business, insuring it tends to get ignored. You may be surprised to learn […]
Read MoreNational Insurance Awareness Day
Insurance offers security, covers loved ones, and recovers losses in the event of damage, illness or death. Insurance offers protection but over time the value of our homes and the items in them may appreciate or change. What was once worth $100,000 a decade ago may be worth much more today. Be sure your policies […]
Read MoreHow Can You Reduce Your Insurance Costs?
How often do you see those TV commercials that say they can deliver big savings on your auto insurance? If they were all true, insurers would be chasing each other round and round in circles until they went out of business. The truth is that you might be able to reduce your insurance premiums by […]
Read MoreWaiver of Subrogation – What Is It?
As you look over your business insurance policy documents, you might come across the term ‘waiver of subrogation.’ A subrogation claim is a ‘insurance-y’ term that you may need help to understand. I am hoping to break this term down, so you know what your policy is talking about. What Is Subrogation? Subrogation insurance is […]
Read MoreBuilders Risk Insurance Basics
Construction and building projects are complicated with no shortage of things that can go wrong. It is essential to have the proper insurance in place, especially with everything that can happen during the construction process. Of all the different insurance coverages to consider, builders risk insurance is one of the most essential for companies in […]
Read MoreR.C. Keller & Company Agency Announcement
Today I would like to announce that I have joined on as Partner and will now serve as a full member of the firm at R.C Keller & Co. My family and I are beyond excited for this next chapter in our lives. I am also beyond grateful to my Father-in-law, Bob Keller, who has […]
Read MoreRisks That Landscaping Companies Have
Being in the landscaping business, you know how competitive and rewarding the field is. The years of hard work you have done to establish a strong customer base and reputation. However, many business owners do not realize how many risks landscaping companies must address to keep their business operating smoothly. Depending on the complexity of […]
Read MoreFind the Correct Contractor for Your Next Project
Even during the good economic times, a simple construction project can become a frustrating experience for a business owner if they fail to choose the right contractor for the job. During tough economic times when the construction industry is in a downturn, choosing the right building professional for your project becomes even more critical. We […]
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