Category: Business Insurance

Waiver of Subrogation – What Is It?

As you look over your business insurance policy documents, you might come across the term ‘waiver of subrogation.’ A subrogation claim is a ‘insurance-y’ term that you may need help to understand. I am hoping to break this term down, so you know what your policy is talking about. What Is Subrogation? Subrogation insurance is […]

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Builders Risk Insurance Basics

Construction and building projects are complicated with no shortage of things that can go wrong. It is essential to have the proper insurance in place, especially with everything that can happen during the construction process. Of all the different insurance coverages to consider, builders risk insurance is one of the most essential for companies in […]

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Risks That Landscaping Companies Have

Being in the landscaping business, you know how competitive and rewarding the field is. The years of hard work you have done to establish a strong customer base and reputation. However, many business owners do not realize how many risks landscaping companies must address to keep their business operating smoothly. Depending on the complexity of […]

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Find the Correct Contractor for Your Next Project

Even during the good economic times, a simple construction project can become a frustrating experience for a business owner if they fail to choose the right contractor for the job. During tough economic times when the construction industry is in a downturn, choosing the right building professional for your project becomes even more critical. We […]

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Employers Guidance on the COVID-19 Vaccine

Illinois is poised to enter Phase 1B of the COVID-19 vaccine distribution in February or March. Many employers are wondering how the vaccine distribution will occur in their industry as well as whether to require the vaccine and how to implement a plan. We wanted to give you some guidance on what we have found. […]

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What Is Business Interruption Insurance?

What Is Business Interruption Insurance? Business interruption insurance (also known as business income insurance) is insurance that covers the loss of income that a business suffers after a disaster. The income loss covered my be due to disaster-related closing of the business or due to the rebuilding process after a disaster. This insurance differs from […]

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