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Category: Business Insurance

Why Are Insurance Rates Increasing So Much?

We continue to get questions regarding insurance rates increasing, and instead of avoiding the question, we thought we’d address it. Keep in mind this important fact, insurance companies must have their rates approved by the state insurance commissioner. This means for any rate increase; it must be justified and approved. Contrary to popular belief, insurance […]

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Umbrella Coverage For Your Business

If you are a business owner, you don’t need another reason for a sleepless night, but here’s a big one: in our experience, nearly 80% of businesses are not covered against potentially business-ending lawsuits and catastrophic losses. This is because most businesses fail to add commercial excess and umbrella insurance to their business package policy. […]

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Should I Insure My Home-Based Business?

For the budding entrepreneurs and business owners, starting a home-based business has a lot of perks, like being able to make your own hours and saving money on renting a workspace. While there are many factors that go into maintaining a successful business, insuring it tends to get ignored. You may be surprised to learn […]

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Waiver of Subrogation – What Is It?

As you look over your business insurance policy documents, you might come across the term ‘waiver of subrogation.’ A subrogation claim is a ‘insurance-y’ term that you may need help to understand. I am hoping to break this term down, so you know what your policy is talking about. What Is Subrogation? Subrogation insurance is […]

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Builders Risk Insurance Basics

Construction and building projects are complicated with no shortage of things that can go wrong. It is essential to have the proper insurance in place, especially with everything that can happen during the construction process. Of all the different insurance coverages to consider, builders risk insurance is one of the most essential for companies in […]

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Risks That Landscaping Companies Have

Being in the landscaping business, you know how competitive and rewarding the field is. The years of hard work you have done to establish a strong customer base and reputation. However, many business owners do not realize how many risks landscaping companies must address to keep their business operating smoothly. Depending on the complexity of […]

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Find the Correct Contractor for Your Next Project

Even during the good economic times, a simple construction project can become a frustrating experience for a business owner if they fail to choose the right contractor for the job. During tough economic times when the construction industry is in a downturn, choosing the right building professional for your project becomes even more critical. We […]

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