R.C. Keller & Company understands that a serious loss can impact your business drastically. Having umbrella coverage can help protect you from the unexpected so you can focus on what really matters: your business. Purchasing the higher liability limits through an umbrella policy is smart business and it will provide a greater peace of mind […]
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3 Things to Keep in Mind When You Host a Holiday Party
Whether you are prepping your family’s homemade, traditional recipes, cleaning your home for guests or decorating for the perfect holiday festivity, hosting a holiday party is a lot work. At the same time, it can be fun, and your guests may look forward to your party for weeks. We wish parties could be all fun […]
Read MoreWant To Have The Best Life Insurance Exam? Follow These Tips
You have applied for life insurance and your agent says you need an insurance medical exam. You may be apprehensive, there is no need to be. Life insurance companies send someone out to visit you at your home or office rather than requiring you to take the time to go into a medical facility. The […]
Read MoreWhy You Will Love Having an Insurance Agent
There are so many ways to buy insurance nowadays. If you are covered, does it really matter how you got there? Of course, it does. You will experience the difference when you work with a local independent insurance agent, like R.C. Keller & Company. To an independent insurance agent, a policy is a promise – […]
Read MoreReal-Life Situations Where Business Insurance is a Must
Owning a business, you may be eminently cost-conscious and looking for any way to keep your cost down, but a successful and seasoned business person have learned, cutting costs by nixing business insurance is a bad idea. Business insurance is a vital and critical component in building a successful and sustainable business. Having the right […]
Read MoreWhat Is Pay As You Go Workers’ Comp?
When you own a business, having workers’ compensation insurance is not only a smart business move, but it is required in the state of Illinois. Having to pay out one lump sum payments for your workers compensation premiums can take a toll on your business. Instead, you should opt for pay as you go workers’ […]
Read MoreBrewery Product Recall Expense vs. True Product Recall
With more than 6,000 craft breweries open and operational in the United States and another 1,500 in the planning process, the craft beer industry is not going anywhere. Since the brewery insurance is expanding, I don’t want you to overlook important coverage, product recall of your beer. When you look at your brewery insurance policy […]
Read MoreEvery Small Business Owner Should Answer These Questions
According to the U.S. Small Business Administration, small business make up 99.7% of U.S. employer firms. Of these businesses, they employ over half of all private-sector employees. Small businesses also: Pay 44% of the total U.S. private payroll. Generate 64% of the new jobs over the past 15 years. Create more than half of the nonfarm private […]
Read MoreIs Your Small Business Protected Against a Cyber Attack?
If you run a small business, having a cyber security protocol could be the key to satisfied customers and success. From Equifax to Yahoo and Home Depot to JPMorgan Chase, data breaches and identity theft seem to be the ongoing news story. In theory these national companies have some of the tightest and most advanced […]
Read MoreLife Insurance Is Necessary For Small Business Owners
You have owned your business for numerous years and you know that your family depends on you for financial support. If you were to die, they wouldn’t be the only ones who are dependent on you. Your employees and partners do as well. Your death could mean the end of everything you work so hard […]
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