You finally did it. You finally said “I’m done working.” Now that you are able to relax and do things you enjoy, you may be wondering if you have enough money to maintain your living standards. According to the National Retirement Risk Index from The Center for Retirement Research at Boston College, approximately 52% of […]
Read MoreCategory: Business Insurance
Your Home-Based Business Needs a Small Business Policy
If you are a new or veteran home-based business owner, you may believe that your homeowner or renter’s insurance policy give you protection on your business. Most homeowner and renter’s insurance policies offer little to no coverage for business-related losses. A homeowner’s policy is not designed to cover business losses. Most policies cover a small […]
Read MoreGeneral Liability and Workers Comp Audits: Ways to Make Them Run Smoothly
As a business owner, you may not see the benefits of premium audits, but they are just as important to you as they are to your insurance carrier. Business policy premiums are based on the amounts of payroll, sales and other costs that you are reasonably expected to have when you are first issued your policy. […]
Read MoreFall Home Maintenance Safety Tips
Fall is the time for yard clean-ups and readying your house for the cold winter ahead. Keep these safety tips in mind as you work. Look Up Before Pruning Trees If you have decided that your yard needs to be spruced up by trimming your trees, be sure to look up and survey the area […]
Read MoreHiring Reputable and Reliable Subcontractors Tips
If you are a contractor, you know there are many advantages when hiring subcontractors. Whether contractors hire them for renovations or new building projects, there are a few important things to know. The most important thing to keep in mind is who the individual is and how they will represent you as a company. When […]
Read MoreStaying Cool & Save Money On Your Summer Energy Bills
Sunshine and warm weather are great when you are outdoors, but they can also lead to costly energy bills indoors during the summer months. We have some tips for savings on your summer energy bills. Air Conditioning Avoid setting your thermostat colder than normal when you turn the air conditioner on. This will not cool […]
Read MoreWhat Do I Need To Know About The Affordable Care Act?
Regardless of your politics, the Affordable Care Act is here, and is likely to be around for a while. Many of our clients are asking us what that means for them. There are many aspects to the law, but there are a few basics that we know now, and many that we will let you […]
Read MoreDo You Really Need Cyber Risk Liability Insurance
The talk of hackers, information breach, identity theft is common today. Most businesses and business policies don’t cover loss of customer or employee data. High profile companies seem to have a great exposure to this, but the fact is, most all business small or large are at risk, and most commercial insurance packages do not […]
Read MoreIs All Car Insurance The Same?
With all of the TV commercials for Geico, Progressive, Allstate, State Farm, Liberty Mutual etc., the question arises. Is all Car Insurance the same? Is Car Insurance in Florida the Same as in Schaumburg? Is Price the only variable? What happens when the accident happens? The truth is that all car insurance is not the […]
Read MoreWorkers Comp Safety
How do I lower my Worker’s Compensation Claims? Many of our business owners ask this question. What they are also looking for is lower Workers Compensation Insurance rates. At R.C. Keller Insurance, we specialize in Worker’s Compensation and Employee Benefits Insurance. We suggest putting a Safety Program in place for your Work Place. Our Safety […]
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