Illinois is poised to enter Phase 1B of the COVID-19 vaccine distribution in February or March. Many employers are wondering how the vaccine distribution will occur in their industry as well as whether to require the vaccine and how to implement a plan. We wanted to give you some guidance on what we have found. […]
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What Is Business Interruption Insurance?
What Is Business Interruption Insurance? Business interruption insurance (also known as business income insurance) is insurance that covers the loss of income that a business suffers after a disaster. The income loss covered my be due to disaster-related closing of the business or due to the rebuilding process after a disaster. This insurance differs from […]
Read MoreInsurance Policies Every Illinois Small Business Should Carry
There are many different types of insurance to choose from, it can be overwhelming to determine what type is best for your small business. R.C. Keller & Company is here to help explain the types of insurance policies available and how they can help protect you, your employees and your business’ bottom line. General Liability […]
Read MorePet Safety Tips During The Fall Weather
When I think of fall, the first things that pop into my head are the leaves changing colors, pumpkins, apple cider, Halloween, cooler weather and shorter days. While this season is an exciting time for many people across the United States, it can be a dangerous time for your pets. Between the sudden drop in […]
Read More8 Ways Safety Shoes Protect You on the Job
When you think about shoes for the workplace, heavy-duty footwear such as steel toe boots may come to mind. These boots are important personal protective equipment (PPE) that many industrial and construction worksites require. There are many kinds of shoes that can make jobs safer, though, not just steel toe boots. Other types of boots […]
Read MoreHow To Guide To Prevent Carbon Monoxide Poisoning
Carbon monoxide (CO) is a colorless, odorless gas produced by the incomplete burning of any carbon-containing material, including gasoline, natural gas, propane, coal or wood. CO is dangerous because it replaces oxygen in the blood and interferes with the transport of needed oxygen to cells in the body. Safety Tips Many incidents involving carbon monoxide […]
Read MoreWhy You Should Consider Equipment Breakdown Coverage
You own a home and consequently have a homeowners insurance policy. This is the minimum amount of coverage you should have for this important asset. Equipment breakdown coverage is an additional, inexpensive endorsement that is meant to cover household appliances that stop working in a case of electrical or mechanical failure. A standard homeowners policy […]
Read MoreOperating Your Business During COVID-19
In today’s crazy world we are seeing so much more cyber hacks and all types of Cyber crime. The endorsements added to most business policies just aren’t enough to cover the exposures and the limits any more. As a result, we are recommending to all of our commercial clients that they seriously look at a […]
Read MoreAre Auto Insurance Carriers Giving Refunds Due To COVID-19?
You have heard the rumors that auto insurance companies are giving refunds because of our current COVID-19 pandemic. Insurance companies are offering refunds because most of us are using our vehicles less during the state mandated shelter in place orders. Most companies are referring to them as their Shelter In Place Rebate. This make sense; […]
Read MoreWhy Don’t You Have Life Insurance?
What is the real reason holding you back from purchasing life insurance? Are you like most Americans who don’t have it, but say they know they need it? A study from Life Happens and LIMRA shows that while 85 percent of the study respondents agree that most people need life insurance, only 59 percent say […]
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