When I think of fall, the first things that pop into my head are the leaves changing colors, pumpkins, apple cider, Halloween, cooler weather and shorter days. While this season is an exciting time for many people across the United States, it can be a dangerous time for your pets. Between the sudden drop in […]
Read MoreTag: home
Family Activities To Do At Home During the Coronavirus Pandemic
The COVID-19 pandemic continues to compel millions of Americans to shelter in place and work from home for the foreseeable future. Social distancing requirements may be viewed as an opportunity to reconnect as a family. If you are self-quarantining or sheltering in place, we have seven activities you can do as a family to help […]
Read MoreTips for Parents of Students Doing Virtual Learning
Despite the challenges presented by COVID-19, many educators and students have the ability to take their learning online. On August 3rd, School District 54, has decided to start the school year virtually, since COVID-19 cases are on the rise in the county and state. R.C. Keller & Company wanted to share a few tips to […]
Read MoreHow To Guide To Prevent Carbon Monoxide Poisoning
Carbon monoxide (CO) is a colorless, odorless gas produced by the incomplete burning of any carbon-containing material, including gasoline, natural gas, propane, coal or wood. CO is dangerous because it replaces oxygen in the blood and interferes with the transport of needed oxygen to cells in the body. Safety Tips Many incidents involving carbon monoxide […]
Read MoreWhy You Should Consider Equipment Breakdown Coverage
You own a home and consequently have a homeowners insurance policy. This is the minimum amount of coverage you should have for this important asset. Equipment breakdown coverage is an additional, inexpensive endorsement that is meant to cover household appliances that stop working in a case of electrical or mechanical failure. A standard homeowners policy […]
Read MoreA Message to Our Loyal Customers from Owner, Bob Keller
Hi there, We wanted to give you an update of what is happening on the insurance side of things for the COVID-19, better known as the Coronavirus. Many are asking if Business Income or Business Interruption Coverage would cover a loss of business due to the Coronavirus. The short answer is “no”. In order for […]
Read MoreWill a Homeowners Insurance Claim Negatively Affect You?
Before making a claim, you should call your insurance agent. Being a homeowner, you know there are things that may breakdown or get damaged. There is a difference between regular maintenance and needing to file a homeowners insurance claim. Filing a homeowners claim can negatively affect you and may even lead to a non-renewal of […]
Read MoreDifference Between Actual Cash Value and Replacement Cost
The insurance industry can be tough to understand, that is why you must hold an insurance license to sell it. For consumers, understanding a few key terms will allow you to pick the coverages that are right for you and your situation. This starts with identifying the difference between actual cash value (ACV) and replacement […]
Read MoreInsurance Deductibles – How Do They Work?
Not everyone knows the ins and outs of insurance; so if you are wondering how your insurance deductibles work, that’s ok, we are going to explain that in this post. What is a deductible? An insurance deductible is the amount you, the insured, pay before any claim is paid by your insurance carrier. Depending on […]
Read MoreLet’s Get Organized!
January is a time for a new beginning and setting personal goals. The National Association of Professional Organizers (NAPO) has named January “Get Organized & Be Productive (GO) Month”. Getting organize can seem like a daunting and overwhelming task for many of us. The list of things to be organized seems so reasonable at the […]
Read More