How often do you see those TV commercials that say they can deliver big savings on your auto insurance? If they were all true, insurers would be chasing each other round and round in circles until they went out of business. The truth is that you might be able to reduce your insurance premiums by […]
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Waiver of Subrogation – What Is It?
As you look over your business insurance policy documents, you might come across the term ‘waiver of subrogation.’ A subrogation claim is a ‘insurance-y’ term that you may need help to understand. I am hoping to break this term down, so you know what your policy is talking about. What Is Subrogation? Subrogation insurance is […]
Read MoreBuilders Risk Insurance Basics
Construction and building projects are complicated with no shortage of things that can go wrong. It is essential to have the proper insurance in place, especially with everything that can happen during the construction process. Of all the different insurance coverages to consider, builders risk insurance is one of the most essential for companies in […]
Read MoreR.C. Keller & Company Agency Announcement
Today I would like to announce that I have joined on as Partner and will now serve as a full member of the firm at R.C Keller & Co. My family and I are beyond excited for this next chapter in our lives. I am also beyond grateful to my Father-in-law, Bob Keller, who has […]
Read MoreRisks That Landscaping Companies Have
Being in the landscaping business, you know how competitive and rewarding the field is. The years of hard work you have done to establish a strong customer base and reputation. However, many business owners do not realize how many risks landscaping companies must address to keep their business operating smoothly. Depending on the complexity of […]
Read MoreEarthquake Safety: The Before, The During and The After
There is no such thing as “earthquake weather.” Statistically there is approximately an equal distribution of earthquakes in cold weather, hot weather and rainy weather. Earthquakes are natural disasters that come without much warning – if any. According to the California Integrated Seismic Network, warning times can be anywhere from a few minutes to just […]
Read MoreFind the Correct Contractor for Your Next Project
Even during the good economic times, a simple construction project can become a frustrating experience for a business owner if they fail to choose the right contractor for the job. During tough economic times when the construction industry is in a downturn, choosing the right building professional for your project becomes even more critical. We […]
Read MoreEmployers Guidance on the COVID-19 Vaccine
Illinois is poised to enter Phase 1B of the COVID-19 vaccine distribution in February or March. Many employers are wondering how the vaccine distribution will occur in their industry as well as whether to require the vaccine and how to implement a plan. We wanted to give you some guidance on what we have found. […]
Read MoreWhat Is Business Interruption Insurance?
What Is Business Interruption Insurance? Business interruption insurance (also known as business income insurance) is insurance that covers the loss of income that a business suffers after a disaster. The income loss covered my be due to disaster-related closing of the business or due to the rebuilding process after a disaster. This insurance differs from […]
Read MoreInsurance Policies Every Illinois Small Business Should Carry
There are many different types of insurance to choose from, it can be overwhelming to determine what type is best for your small business. R.C. Keller & Company is here to help explain the types of insurance policies available and how they can help protect you, your employees and your business’ bottom line. General Liability […]
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