I would like to talk about a very important coverage that I feel that all homeowners should have on their policies: Service Line Coverage Most homeowners do not know that the repair or replacement of service lines on their property is their responsibility and most homeowners insurance policies typically do not cover damage to these […]
Read MoreShould You Buy Special Event Insurance?
When you are planning a wedding, an anniversary party, or a fundraiser; insurance usually is a topic that doesn’t come up. In today’s lawsuit-happy society, it might be wise contact your independent insurance agent about purchasing a special event insurance policy. This kind of insurance policy can help protect your investment in the event and […]
Read MoreWhy You Will Love Having an Insurance Agent
There are so many ways to buy insurance nowadays. If you are covered, does it really matter how you got there? Of course, it does. You will experience the difference when you work with a local independent insurance agent, like R.C. Keller & Company. To an independent insurance agent, a policy is a promise – […]
Read MoreSaving Money on Your Summer Road Trip
Warm weather is here and that means thousands of Midwesterners will head out on road trips soon. We wanted to give you some tips that can help you save money while you are driving to your destination. Get a tune-up and cut weight: Preventive car care before a summer road trip can help you save […]
Read MoreRental Car Insurance, Do You Really Need It?
You come off the plane, pick up your luggage and head to the rental car counter. You are tired from the flight and this when you are asked, “Do you want insurance with that?” Most travelers that are asked this, have the vague notion that they do not really need to buy rental car insurance […]
Read MoreLife Events That Might Affect Your Auto Insurance Premium
When you get married, put your teen behind the wheel for the first time, or buy your first home, a big life change can have a ripple effect on your finances. While it might not be at the top of your list, one of the effects could be your auto insurance. There is a lot […]
Read MorePlease Don’t Make These Homeowners Mistakes
There are a few things in life that is as stressful as buying a house. That is, until something goes wrong with it. After moving into your home, the real work comes with some common pitfalls that we will discuss below. Being Underinsured Most homeowners underestimate the amount of their personal belongings. Though it is […]
Read MoreReal-Life Situations Where Business Insurance is a Must
Owning a business, you may be eminently cost-conscious and looking for any way to keep your cost down, but a successful and seasoned business person have learned, cutting costs by nixing business insurance is a bad idea. Business insurance is a vital and critical component in building a successful and sustainable business. Having the right […]
Read MoreThe Cost of Distracted Driving
In the time it takes you to read this blog post, between five and ten autos will be involved in a crash because the driver was using a cell phone. The NHTSA defines distracted driving as any activity that diverts attention from driving, including talking or texting on your phone, eating and drinking, talking to […]
Read MoreWhat Is Pay As You Go Workers’ Comp?
When you own a business, having workers’ compensation insurance is not only a smart business move, but it is required in the state of Illinois. Having to pay out one lump sum payments for your workers compensation premiums can take a toll on your business. Instead, you should opt for pay as you go workers’ […]
Read More