Tree Roots in Your Sewer Line? Does Insurance Cover That?

I would like to talk about a very important coverage that I feel that all homeowners should have on their policies: Service Line Coverage 

Most homeowners do not know that the repair or replacement of service lines on their property is their responsibility and most homeowners insurance policies typically do not cover damage to these service lines. Your sewer and drain pipes, power and cable lines, or private wells are just a few examples of what is cover under the service line coverage.

When would you use this coverage?

When an old tree root cracks an underground pipe, when a water pipe freezes, or you experience an electrical surge from a lightning strike. The cost to repair the damaged service line and the excavation to get to the service line could run roughly $10,000.

To give you the peace of mind knowing you are properly protected, you can spend as little as $30 a year on this important coverage.

Give me a call today so we can check your current policy to see if you already have this coverage or if you are interested in adding this coverage to your policy.

I want to protect your property and what’s underneath it.

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