We continue to get questions regarding insurance rates increasing, and instead of avoiding the question, we thought we’d address it. Keep in mind this important fact, insurance companies must have their rates approved by the state insurance commissioner. This means for any rate increase; it must be justified and approved. Contrary to popular belief, insurance […]
Read MoreTag: work comp
Tips For Hiring a Nanny
Making sure you have a nanny or au pair that is right for your family is essential for peace of mind for everyone’s safety. Here are some tips to help you shift through the nanny candidates for your family: Write up a job description When you first realize your family will need childcare support, you […]
Read MoreShould I Insure My Home-Based Business?
For the budding entrepreneurs and business owners, starting a home-based business has a lot of perks, like being able to make your own hours and saving money on renting a workspace. While there are many factors that go into maintaining a successful business, insuring it tends to get ignored. You may be surprised to learn […]
Read MoreWaiver of Subrogation – What Is It?
As you look over your business insurance policy documents, you might come across the term ‘waiver of subrogation.’ A subrogation claim is a ‘insurance-y’ term that you may need help to understand. I am hoping to break this term down, so you know what your policy is talking about. What Is Subrogation? Subrogation insurance is […]
Read MoreBuilders Risk Insurance Basics
Construction and building projects are complicated with no shortage of things that can go wrong. It is essential to have the proper insurance in place, especially with everything that can happen during the construction process. Of all the different insurance coverages to consider, builders risk insurance is one of the most essential for companies in […]
Read MoreRisks That Landscaping Companies Have
Being in the landscaping business, you know how competitive and rewarding the field is. The years of hard work you have done to establish a strong customer base and reputation. However, many business owners do not realize how many risks landscaping companies must address to keep their business operating smoothly. Depending on the complexity of […]
Read MoreFind the Correct Contractor for Your Next Project
Even during the good economic times, a simple construction project can become a frustrating experience for a business owner if they fail to choose the right contractor for the job. During tough economic times when the construction industry is in a downturn, choosing the right building professional for your project becomes even more critical. We […]
Read MoreInsurance Policies Every Illinois Small Business Should Carry
There are many different types of insurance to choose from, it can be overwhelming to determine what type is best for your small business. R.C. Keller & Company is here to help explain the types of insurance policies available and how they can help protect you, your employees and your business’ bottom line. General Liability […]
Read More8 Ways Safety Shoes Protect You on the Job
When you think about shoes for the workplace, heavy-duty footwear such as steel toe boots may come to mind. These boots are important personal protective equipment (PPE) that many industrial and construction worksites require. There are many kinds of shoes that can make jobs safer, though, not just steel toe boots. Other types of boots […]
Read MoreA Message to Our Loyal Customers from Owner, Bob Keller
Hi there, We wanted to give you an update of what is happening on the insurance side of things for the COVID-19, better known as the Coronavirus. Many are asking if Business Income or Business Interruption Coverage would cover a loss of business due to the Coronavirus. The short answer is “no”. In order for […]
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