If you are a business owner, you don’t need another reason for a sleepless night, but here’s a big one: in our experience, nearly 80% of businesses are not covered against potentially business-ending lawsuits and catastrophic losses. This is because most businesses fail to add commercial excess and umbrella insurance to their business package policy. […]
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Summer Travel Safety Checklist
Summer is a great time to take a vacation or weekend trip, which also means more cars, campers, motorcycles and motor homes are on the road. This can increase the potential for a problem or an accident to occur. Simple preparations can help protect you and your car when you are traveling. So as you […]
Read MoreShould I Insure My Home-Based Business?
For the budding entrepreneurs and business owners, starting a home-based business has a lot of perks, like being able to make your own hours and saving money on renting a workspace. While there are many factors that go into maintaining a successful business, insuring it tends to get ignored. You may be surprised to learn […]
Read MoreWaiver of Subrogation – What Is It?
As you look over your business insurance policy documents, you might come across the term ‘waiver of subrogation.’ A subrogation claim is a ‘insurance-y’ term that you may need help to understand. I am hoping to break this term down, so you know what your policy is talking about. What Is Subrogation? Subrogation insurance is […]
Read MoreTrampolines and Homeowners Insurance
Are you thinking about getting a trampoline for your yard? Before you go out and buy the trampoline, we’d like to share some things you should do and think about in regard to how it will affect your homeowners insurance policy. Statistics shows that having a trampoline increases the likelihood that someone will be injured […]
Read MoreLet’s Get Organized!
January is a time for a new beginning and setting personal goals. The National Association of Professional Organizers (NAPO) has named January “Get Organized & Be Productive (GO) Month”. Getting organize can seem like a daunting and overwhelming task for many of us. The list of things to be organized seems so reasonable at the […]
Read MoreUmbrella Insurance for Additional Protection for Your Business
R.C. Keller & Company understands that a serious loss can impact your business drastically. Having umbrella coverage can help protect you from the unexpected so you can focus on what really matters: your business. Purchasing the higher liability limits through an umbrella policy is smart business and it will provide a greater peace of mind […]
Read MoreEvery Business Needs an Umbrella Policy
A commercial umbrella insurance policy is one of the least understood insurance policies in the industry. But with the world being “sue-happy” having a commercial umbrella could save your business assets in an unforeseen storm. It doesn’t matter if you own an auto body shop or a condo building; a slip or fall on your […]
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