Every year, at least 430 people die in the US from accidental CO poisoning. About 50,000 people in the US visit an ER yearly due to accidental poisoning. Carbon monoxide is an odorless, colorless gas that can kill you. That is why it is important to know how to prevent it, detect it and protect […]
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Employee Background Checks; Are They Beneficial?
Employers are being held liable for the actions of their employees and volunteers; and in turn, more companies are conducting background checks as part of their hiring process. The screening process is no longer just for sensitive or high-level positions. We have answers to some of the most commonly asked questions about background checks. Why […]
Read MoreFive Motorcycle Safety Tips
Be Prepared. Be Protected. You’re no kid and that’s no 10-speed. To stay safe, you need complete command of your motorcycle and the best safety gear you can get. Next time you’re heading for the highway, keep in mind these helpful motorcycle safety tips. 1. Use Safety Gear Your motorcycle insurance policy covers up to $3,000 in custom […]
Read MoreTips to Avoid Animal-Vehicle Collisions
Animal-vehicle collisions are not only costly but can be dangerous. In the states of Illinois, Iowa, Michigan, Minnesota and Wisconsin, it is estimated that more than 149,000 animal-vehicle collisions resulting in more than 100 deaths occur each year. Fall is here and winter is approaching, this is the time of year when most animal-vehicle collisions […]
Read MoreIs Your Fire Pit Covered on Your Homeowners Insurance?
Now that fall is finally upon us and winter is ahead of us, doesn’t mean that you have close up your backyard. A fire pit can make a cold evening an enjoyable adventure and according to landscapers, fire pits are growing in popularity and are a hot choice for outdoor living areas. There are some […]
Read MoreFall Home Maintenance Safety Tips
Fall is the time for yard clean-ups and readying your house for the cold winter ahead. Keep these safety tips in mind as you work. Look Up Before Pruning Trees If you have decided that your yard needs to be spruced up by trimming your trees, be sure to look up and survey the area […]
Read MoreSix Home Safety Tips for Kids
As summer ends and school is back in session, we would like to remind you about safety at home for your children. Here are six safety tips to help ease your mind. Keep doors and windows locked at all times. Children who are old enough to be left at home alone should be educated on […]
Read MoreSafety Tips for Nighttime Boating
It’s summertime and if you own a boat, you have probably thought about taking a nighttime cruise down the lake. It’s a great thought, but when you are boating after dark in Illinois, you need to think about staying safe, as you enjoy the calm water and starry sky. We have composed a list of […]
Read MoreDetecting A Concussion In Young Athletes
In the past 10 years, concussion rates for US high school athletes have doubled, according to the Center for Disease Control. If and when a young athlete experiences a concussion, his or her will need time to heal; devastating injuries can occur if the athlete continues to play. What are the Symptoms? Symptoms of a […]
Read MoreEquipment Breakdown Coverage Is Important For Your Home
It’s one of the hottest weeks in the summer and your air conditioner breaks down. A service contractor informs you that the compressor experienced an internal mechanical breakdown and needs to be replaced, that’s a $3,000 repair. This type of mechanical breakdown is not covered under your basic homeowners insurance policy. Unfortunately, the cost of […]
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