As many of you may know, all of us are noticing a considerable increase in insurance rates this year. Not only that, but with firmer underwriting restrictions on driving records and property coverage, we would like to give you some guidance on surviving these current insurance trends. Soft Market vs. Hard Market Like everything, the […]
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Why Are Insurance Rates Increasing So Much?
We continue to get questions regarding insurance rates increasing, and instead of avoiding the question, we thought we’d address it. Keep in mind this important fact, insurance companies must have their rates approved by the state insurance commissioner. This means for any rate increase; it must be justified and approved. Contrary to popular belief, insurance […]
Read MoreWhat You Need To Know About Home-Sharing & Your Insurance
There are about four million homeowners that are part of the home-sharing community of Airbnb. If you are one of these homeowners, renting your home or other property for any length of time, you need to make sure you are protected properly. When you talk to an independent insurance agent, like R.C. Keller & Company, […]
Read MoreGrilling Season Safety Tips
While grilling can be a year-round activity, grill usage – as well as grilling accidents and fires – spike in the summer months, especially around the summer holidays, Memorial Day, Father’s Day, 4th of July and Labor Day. We would like to go over some of the dangers of grilling, causes of grill fires and […]
Read MoreUmbrella Coverage For Your Business
If you are a business owner, you don’t need another reason for a sleepless night, but here’s a big one: in our experience, nearly 80% of businesses are not covered against potentially business-ending lawsuits and catastrophic losses. This is because most businesses fail to add commercial excess and umbrella insurance to their business package policy. […]
Read MoreTips For Hiring a Nanny
Making sure you have a nanny or au pair that is right for your family is essential for peace of mind for everyone’s safety. Here are some tips to help you shift through the nanny candidates for your family: Write up a job description When you first realize your family will need childcare support, you […]
Read MoreShould I Insure My Home-Based Business?
For the budding entrepreneurs and business owners, starting a home-based business has a lot of perks, like being able to make your own hours and saving money on renting a workspace. While there are many factors that go into maintaining a successful business, insuring it tends to get ignored. You may be surprised to learn […]
Read MoreWhat To Do In An Auto Accident
Whether or not you have gotten into a fender bender or totaled your car, accidents are scary. No matter the cause – weather and road conditions, irresponsible driving behavior or something unforeseen – you should be prepared for any possibility. Even the most careful drivers can get into an accident, which is why we would […]
Read MoreFun Fall Activities for the Entire Family
Are you looking for something fun to do with the family during a fall weekend? From enjoying Mother Nature’s simple pleasures (apple picking) to planning a perfect fall trip with friends (football game, anyone?), here are our favorite fall activities for kids, families and friends. APPLE PICKING Who doesn’t like to pick their own fruit? […]
Read MoreNational Insurance Awareness Day
Insurance offers security, covers loved ones, and recovers losses in the event of damage, illness or death. Insurance offers protection but over time the value of our homes and the items in them may appreciate or change. What was once worth $100,000 a decade ago may be worth much more today. Be sure your policies […]
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