If you are currently a landlord or own investment property, having the correct type of insurance is crucial to protect yourself, your assets, and your investments. It is your responsibility to consider the physical protection of the property as well as the legal liability you have as a landlord. The good news is there are policies that […]
Read MoreHomeowners Insurance Rate Are Soaring
Homeowners rates in Illinois are soaring. We are inundated with calls saying “my homeowners rates are way up, and I haven’t had any claims…or why are my rates so high, I haven’t had any claims?…or what has happened to home insurance rates? Our team is fielding these calls daily, and it is a good question. […]
Read MoreDo You Really Need Cyber Risk Liability Insurance
The talk of hackers, information breach, identity theft is common today. Most businesses and business policies don’t cover loss of customer or employee data. High profile companies seem to have a great exposure to this, but the fact is, most all business small or large are at risk, and most commercial insurance packages do not […]
Read MoreIs All Car Insurance The Same?
With all of the TV commercials for Geico, Progressive, Allstate, State Farm, Liberty Mutual etc., the question arises. Is all Car Insurance the same? Is Car Insurance in Florida the Same as in Schaumburg? Is Price the only variable? What happens when the accident happens? The truth is that all car insurance is not the […]
Read MoreWorkers Comp Safety
How do I lower my Worker’s Compensation Claims? Many of our business owners ask this question. What they are also looking for is lower Workers Compensation Insurance rates. At R.C. Keller Insurance, we specialize in Worker’s Compensation and Employee Benefits Insurance. We suggest putting a Safety Program in place for your Work Place. Our Safety […]
Read MoreI Rent. Do I Need Homeowners Insurance?
“Why do I need homeowners insurance? I rent, and my things aren’t worth that much?” We hear this from many of our clients who live in apartments or homes as renters. The need for insurance for these is greater than you think. Example…the bathtub overflows and the people downstairs have water damage. If you have […]
Read MoreMedicare Supplement Insurance
Medicare Supplement Insurance is a necessity for most people over 65 and many of our clients find out after the fact, that we write this coverage. Are you aware that we do? Well, guess what, we do! We write Medicare Supplements with Blue Cross/Blue Shield of Illinois, Mutual of Omaha, and with Pekin Life. With […]
Read MoreIs Your Teen Driving Soon?
Your teen will be driving soon. What a time for excitement for the teen and worry for the parents. I remember the first time my daughter went driving on her own. I was happy for her but extremely nervous. I get to see firsthand the teenage claims, so my concern with all three daughters was […]
Read MoreProtecting Yourself When You Are Working From Home
Changes in technology and the economic downturn mean more of us than ever before are working from home. What some ask and many don’t realize is this practice has special insurance needs because it is likely that it won’t be covered on you homeowners policy, for liability for instance, or there will be restrictions on the […]
Read MoreLife Insurance, Why Are You Procrastinating?
There are some things that are just easier to procrastinate than others. Don’t you think? Life Insurance is one of them. It is just a topic that very few want to talk about, but it is the best way to protect your family. And guess what, we are all going to die. Some don’t purchase […]
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