Before making a claim, you should call your insurance agent. Being a homeowner, you know there are things that may breakdown or get damaged. There is a difference between regular maintenance and needing to file a homeowners insurance claim. Filing a homeowners claim can negatively affect you and may even lead to a non-renewal of […]
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Let’s Get Organized!
January is a time for a new beginning and setting personal goals. The National Association of Professional Organizers (NAPO) has named January “Get Organized & Be Productive (GO) Month”. Getting organize can seem like a daunting and overwhelming task for many of us. The list of things to be organized seems so reasonable at the […]
Read MoreSix Fun Family Dinner Ideas
Are your family dinners starting to feel like a chore? Poor planning, picky eaters and crazy schedules, are you feeling like you are eating the same meal over and over again? Having a little creativity, family meals can be an opportunity for both parents and children to build stronger relationships while trying something new. Meals […]
Read MoreWhy Having Renters Insurance is a Necessity
It is a misconception that renters insurance isn’t necessary. Many renters think that their belongings aren’t worth enough for coverage, or that renters insurance is super expensive. If renters were to take the time to asses the value of their belongings versus the cost of insurance, they may start thinking differently. Your “stuff” is worth […]
Read MorePlease Don’t Make These Homeowners Mistakes
There are a few things in life that is as stressful as buying a house. That is, until something goes wrong with it. After moving into your home, the real work comes with some common pitfalls that we will discuss below. Being Underinsured Most homeowners underestimate the amount of their personal belongings. Though it is […]
Read MoreRoommates Should Not Share Renter’s Insurance
You are probably thinking that since you and your roommate share the cost of rent, utilities, and grocery bill, you might as well share a renter’s insurance policy. Of course, you are trying save money and a few extra dollars can add up, except sharing your renter’s policy might cost you more in the long […]
Read MoreDifference Between Condo Insurance and Homeowners Insurance
Do you live in a condo, just bought one or are thinking about downsizing and getting one, you likely have questions about insurance. Do you get condo insurance or is it the same as homeowner’s insurance? And do you even need it? All excellent question. To state the obvious, a condominium is not a house. […]
Read MoreRenter’s Insurance Gaps
You have made your apartment your own. Filling it with furniture, appliances, photos and clothes. You have spent your money and time to make it your own. Are you sure you are covered if something happens while you are living there? Most renters think that their landlord’s insurance covers their things if there was a […]
Read MoreLower Your Moving Costs
There is no doubt about it – moving is an expensive process. It doesn’t matter if you are moving down the street or across the country; you are going to expend a lot of money, time and effort getting all of your possessions from one place to another. If you want to make the process […]
Read MoreI Rent. Do I Need Homeowners Insurance?
“Why do I need homeowners insurance? I rent, and my things aren’t worth that much?” We hear this from many of our clients who live in apartments or homes as renters. The need for insurance for these is greater than you think. Example…the bathtub overflows and the people downstairs have water damage. If you have […]
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